Insurance • Travel • India • 2026

Canada Travel Insurance for Indian Visitors: Visitor vs Super Visa

Travel insurance for Canada depends heavily on visa type. This guide separates ordinary visitors from the insurance rules for parents and grandparents using the Super Visa.

Last reviewed: 5 October 2026. This is an educational guide for Indian students and travellers. Insurance and visa rules can change; verify the exact visa category and policy wording before purchase. This is not financial, insurance, legal or immigration advice.

Ordinary visit and medical costs

Visitors should plan for potentially significant medical costs and should not assume they are covered by provincial health plans.

Super Visa is different

Canada requires Super Visa applicants to prove private health insurance valid for at least one year from entry.

Super Visa minimum

The policy must cover health care, hospitalisation and repatriation and provide at least CAD $100,000 in emergency coverage. Eligible Canadian insurers or qualifying foreign insurers may issue it under current rules.

What to check before paying for a policy

• Is insurance mandatory for your exact visa category, or only recommended?
• Does the policy cover the complete travel period and correct countries?
• Check emergency medical limits, evacuation/repatriation, deductibles, exclusions and pre-existing-condition wording.
• Confirm whether the embassy/visa centre requires a specific certificate format or insurer eligibility.
• Keep the policy certificate and emergency-assistance details accessible during travel.

Important distinction

For Super Visa applications, use IRCC’s current insurance criteria rather than a generic tourist policy.

Official source

Check the official government/regulator guidance →

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